https://www.southcarolinadownpaymentassistance.com/downpaymentassistanceprogram daily 0.75 2026-06-22 https://images.squarespace-cdn.com/content/v1/6a386c055199213b5662504d/1782082568933-NQRCI71BXRFRRFFZ8QWE/GettyImages-165142855.webp 2026 South Carolina Down Payment Assistance Programs https://images.squarespace-cdn.com/content/v1/6a386c055199213b5662504d/0a748676-1449-4e20-a620-0dce9e401846/First%2Btime%2Bhomebuyer%2BSouth+Carolina.webp 2026 South Carolina Down Payment Assistance Programs - south Carolina's Primary Statewide Down Payment Assistance Program One of South Carolina's largest and most established homebuyer assistance programs, administered at the state level. Designed to help qualified buyers across South Carolina — including both first-time buyers and those who haven't owned in the past three years — reduce the cash needed to close. Assistance structured as a second mortgage at 0% interest rate. Available alongside 30-year fixed-rate first mortgages Eligible in most South Carolina counties, including rural areas https://images.squarespace-cdn.com/content/v1/6a386c055199213b5662504d/8a0810e2-5ccb-4919-bc63-ef310592d1d9/unsplash-image-178j8tJrNlc.webp 2026 South Carolina Down Payment Assistance Programs - Palmetto Home Advantage Program Available to both first-time and repeat buyers. Up to approximately 4% of the loan amount for down payment and closing costs. Structured to make homeownership more accessible by removing a significant portion of the upfront cost barrier. No monthly payment required on the assistance portion. https://images.squarespace-cdn.com/content/v1/6a386c055199213b5662504d/feb1e28a-8c63-44fa-b184-b56c36b3fe7f/South+Carolina%2BDown%2BPayment%2BAssistance.webp 2026 South Carolina Down Payment Assistance Programs - Richland County Homeownership Assistance Program (RCHAP) Up to $24,500 offered as a forgivable 2nd loan. https://images.squarespace-cdn.com/content/v1/6a386c055199213b5662504d/301e2014-1d3f-4ca0-82a4-a3e1968a3e38/unsplash-image-rgJ1J8SDEAY.webp 2026 South Carolina Down Payment Assistance Programs - More Affordable Interest Rates There are also low down payment options available the may have more affordable interest rates & mortgage insurance. Allows for non-occupant co-borrowers and doesn’t require borrower to be a first time home buyer. https://images.squarespace-cdn.com/content/v1/6a386c055199213b5662504d/829fa6f9-d9d0-4153-ae2a-0236a77cc913/GettyImages-1481644764.webp 2026 South Carolina Down Payment Assistance Programs - USDA and VA programs USDA and VA both offer zero down, 100% financing options. Requirements include: Credit score, income, rural location or military service. https://images.squarespace-cdn.com/content/v1/6a386c055199213b5662504d/dbe17d99-f7f8-4c18-8bbb-86a485282709/unsplash-image-z3QZ6gjGRt4.webp 2026 South Carolina Down Payment Assistance Programs - South Carolina first time homebuyers There are many great down payment assistance programs, grants and even loans available to first time homebuyers in South Carolina that help with the high upfront cost of buying a home. See what is available for 2026! https://images.squarespace-cdn.com/content/v1/6a386c055199213b5662504d/1782082568977-LHZM2AXV86QJQRJOAGLD/shutterstock_237775624.jpg 2026 South Carolina Down Payment Assistance Programs https://www.southcarolinadownpaymentassistance.com/terms-of-service daily 0.75 2026-06-21 https://www.southcarolinadownpaymentassistance.com/privacy-policy daily 0.75 2026-06-21 https://www.southcarolinadownpaymentassistance.com/home daily 1.0 2026-06-22 https://images.squarespace-cdn.com/content/v1/6a386c055199213b5662504d/1782082570595-7E6CHM5PR14A0LPXAYP6/GettyImages-165142855.webp Home https://images.squarespace-cdn.com/content/v1/6a386c055199213b5662504d/1782082570606-TEN01PXXLZJ1SQHP8GRP/shutterstock_237775624.jpg Home